Insurance:
ENH Managers Inc.
Overview
ENH Managers Inc. is a managing agency that underwrites business produced on a wholesale platform on behalf of Endurance US Insurance. ENH Managers Inc. offers property and casualty coverage on a non-admitted basis produced by a select number of professional wholesalers and brokerages. Our experienced underwriting team helps clients place unique risks that others will not write.
Target Clients
ENH Managers Inc. targets small to medium sized risks that are traditionally hard to place due to their size. Target accounts will exhibit a low exposure to frequency and moderate exposure to severity. Examples of targeted accounts include new entities and products, unusual exposures (including recreational), risks with location restrictions and nonstandard classes of business.
Product
Capacity
Casualty Business
- In-house limits available up to $1,000,000 per occurrence/$2,000,000 aggregate.
- Attachment points will be first dollar or over a small ($2,500 or less) deductible.
Property Business
- ENH Managers Inc. has the capability to write risks with TIV’s of up to $5,000,000 per location. This capacity, while generally utilized on a primary basis, will also be utilized infrequently on a quota share or first loss basis.
Restrictions
- Earthquake: ENH Managers will not write earthquake in earthquake exposed areas.
- Wind: If wind coverage is available by pool or association, ENH Managers will exclude the peril altogether. If wind is not available by pool or association in wind-exposed areas, deductibles (typically 5% to 10% of TIV, including loss of use) will be used to mitigate exposure. Additionally, ENH will generally require brick construction or better in wind exposed areas.
Minimum Premium
- Minimum policy premium of $2,500
Policy Forms
- Coverage forms generally follow ISO, with additional company specific exclusions and coverage parts.
Underwriting Capabilities
- Highly experienced underwriting team, adept at understanding, handling and supporting complex and challenging accounts.
- Service oriented office provides wholesalers and brokerages with prompt claims and coverage responses.
- Appointing only a select number of wholesalers and brokerages builds long-term relationships and provides a competitive advantage in the area served.
Submission Requirements
- Standard applications and supplements
- 5 years of currently valued carrier loss runs
- Complete outline of all operations
- Statement of values provided in an electronic format to include: address with zip code, construction, occupancy, year built, # of stories, square footage of building(s) and values by coverage
Contact Information
Mark Boland
Senior Vice President
Endurance Managers Inc.
+1 203-730-4681
mboland@enhinsurance.com
Location
ENH Managers Inc.
100 Mill Plain Road, 2nd Floor
Danbury, CT 06811
Tel No. +1 203-730-4684
Fax No. +1 203-730-4685